By Sara Buechler

“I’m broke” is a phrase most common amongst any generation at some point in their life. Somehow even when you have money, it goes through a portal of bills, payments, student loans, and suddenly it’s gone.  Personal finance and budgeting apps have been around for some time now and are a growing asset to helping people save money. We’ve compiled our favorite lists of financial planning and budgeting apps to help you with your finances!

Mint
There seems to be a consensus that Mint, an Intuit Turbo Tax product, is the best, most well-known personal finance app out there. This free app brings everything together in one place, from balances to bills. You can link all your credit cards, bank accounts, and monthly bills, so you can keep track of everything and create your own budget. Mint will then notify you when payments are due, how much you owe, and how much you can pay. It also shows you your free credit score.

You Need A Budget
This app is best for those who are in debt and need a way to get out of it. It is made up of the four rules: give every dollar a job, embrace your true expenses, roll with the punches and age your money. It allows you to import transactions and apply to them to a category, and it forces you to live within your budget. Consumers can use the app for free for the first 34 days.

Acorns
This app is super great for those who want to save money. What this app does is every time you make a purchase, it rounds up to the nearest whole dollar and puts the excess in a low-cost exchange-traded funds. It’s a pretty painless way of raking in an additional 200 or 500 dollars a year. The service only charges about one dollar a month and is free for college students.

Personal Capital
Similarly to Mint, Personal Capital keeps all your finances into one place so you’ll never have the hassle of logging into multiple accounts ever again. The free app can link up to thousands of financial institutions like bank accounts, loans and your investments. Personal Capital focuses slightly more on investment such as having enough money for buying a house, or retirement. For a small fee, they also have a built-in service where you can consult with registered financial advisors.